In the begining…..Big Boss: Be good, you will be fine.

After a week…
Must Work Hard k?

After a month…
Must Work Hard for ” Lim Peh ”  yu know!

After a Quarter….
Can you hear me? you must work hard!!!

So how????? Boss act like that….. how to survive????? heheheheheheheheheheheehe

Kevin, and Gerald, please don’t do that, Have Mercy for the publics….. =p

Anyone in this situation??? =p Kevin? Gerald? Ivan? Jonathan? hahahah………..

NOW GO TO SLEEP!!!!!!!!!!!!!!!!!!!!!!!!!! =p

hahahahhahahaaaaaaaa…… now you all know what to do, Don’t open the bills… =p

hahaha….. Girls?? you know what to do…. SUE YOUR BOSS!!!!!!!!!!!!!!!! =p

• If Laura, Kate and Sarah go out for lunch, they will call each other Laura, Kate and Sarah.

• If Mike, Dave and John go out, they will affectionately refer to each other as Fat Boy, Godzilla and Four-Eyes.

EATING OUT

• When the bill arrives, Mike, Dave and John will each throw in $20, even though it’s only for $32.50.  None of them will have anything smaller and none will actually admit they want change back.

• When the girls get their bill, out come the pocket calculators.(ya ya ya… so true!!!! )
  

MONEY

• A man will pay $2 for a $1 item he needs.

• A woman will pay $1 for a $2 item that she doesn’t need but it’s on sale.(hahahhaha…..)

BATHROOMS

• A man has six items in his bathroom:  toothbrush and toothpaste, shaving cream, razor, a bar of soap , and a  towel

• The average number of items in the typical woman’s bathroom is 337. A man would not be able to identify more than 20 of these items.(haha… SO true!!! again… =p)
  

ARGUMENTS

• A woman has the last word in any argument.

• Anything a man says after that is the beginning of a new argument.(dangerous)

FUTURE

• A woman worries about the future until she gets a husband.

• A man never worries about the future until he gets a wife. (hahaha….)

SUCCESS

• A successful man is one who makes more money than his wife can spend.

• A successful woman is one who can find such a man. (Ladies’ Dream!!!!)
  

MARRIAGE

• A woman marries a man expecting he will change, but he doesn’t.

• A man marries a woman expecting that she won’t change, but she does.

DRESSING UP

• A woman will dress up to go shopping, water the plants, empty the trash, answer the phone, read a  book, and get the mail.

• A man will dress up for weddings and funerals.

NATURAL

• Men wake up as good-looking as they went to bed.

• Women somehow deteriorate during the night. (hahahaha…)
  

OFFSPRING

• Ah, children.  A woman knows all about her children. She knows about dentist appointments and romances, best friends, favorite foods, secret fears and hopes and dreams.

• A man is vaguely aware of some short people living in the house.

THOUGHT FOR THE DAY
A married man should forget his mistakes. There’s no use in two people remembering the same thing! SO, send this to the women who have a sense of humor and who can handle it and to the men who will enjoy reading it.

Guess Who her father is……………………

First of all, show you a HOT Chick!!!!!!!!!!!!!!!!!! =)

She’s a model……..

A MODEL!!!! Mind you…. not a XXX STAR!!!!!!!!!!!!!!!!!

NOW, Guess who her father is… I BET YOU ALL CANNOT IMAGINE!!!!!! hahahaha….

he’s…………………

he’s………………

he’s…………………

YOU ARE RIGHT!!!!!!! CORRECT!!!!!!! YAHOO!!!!! 100 points…. 100 marks.!!!!!!

I hope this surprised you as much as it did to me. =)… have a nice day…….!!!!!!!!!

* One GOOD way to REDUCE Alcohol consumption :
Before Marriage - Drink whenever you are SAD
After Marriage - Drink whenever you are HAPPY

*Love your friends not their sisters. Love your sisters not their
friends. (haha… I like this 1…)

*A man got 2 wishes from GOD. He asked for the Best wine and Best
Woman.
Next moment, he had the Best Wine and Mother Teresa next to him.
Moral : BE SPECIFIC (haha… good 1…)

* What is a BEST and WORST news you can hear at the SAME time ? It is when your Girl Friend says “YOU are the BEST KISSER among all yourFriends.”

(ya… i was actually smiling imagining, then.. suddenly… OMG!!!. NOOO)

*If you do NOT have a Girl Friend - You are missing SOME thing in

your life. If you HAVE a Girl Friend - You are missing EVERY thing in

your life. (Kevin??? Justin??? =p)

* Question : When do you CONGRATULATE someone for their MISTAKE.

Answer : On their MARRIAGE.

(hahaha…. Kevin, Grace, Justin and Carysse, If i congratulate you, you know what IT MEANS..hehehe)

*When your LIFE is in DARKNESS, PRAY GOD and ask him to free you

from Darkness. Even after you pray, if U R still in Darkness - Please

PAY the ELECTRICITY BILL.

*Why Government do NOT allow a Man to MARRY 2 Women . Because per

Constitution, you can NOT PUNISH TWICE for the same Mistake.

Well, here it goes, please listen carefully…..

Once upon a time in Chinatown , there lived a happy couple, Mr. & Mrs. Chan with their 3 lovely daughters; Elin, Enya & Ella.

The 3 daughters were brought up in a prim-and-proper way and when they reached 20, they were still

virgins.

Years passed, and it was time to get them married. So, the parents found them the most suitable “leng

chais”(handsome guys ). They got married and were preparing to set-off on their honeymoon.

As ‘concerned’ parents, Mr.&  Mrs. Chan were curious about their daughters’ first-night experience.

So, before the daughters went on their respective honeymoons, Mrs. Chan told them……

“Your father & I want to know about your 1st night encounters and whether you are satisfied.

Write a letter to us, but as not to raise your husbands’ curiosity… you all must use a code to describe your experiences” .

So, the excited daughters were off. A week passed.

Mr. & Mrs. Chan got the first letter. It was from Elin.

They opened the letter and found the word STANDARD CHARTERED.

They immediately took the newspaper and looked for the Standard Chartered advertisement.

Ah! here it is!!!!, exclaimed Mr. Chan. The motto for Standard Chartered was….

“BIG, STRONG & FRIENDLY”

…Mr. & Mrs. Chan were happy.

A week later, they got another letter. This time it was from Enya. The content was simple.

“NESCAFE”.

So, again they took the newspaper and looked for The Nescafe ad. Ah! here it is.

‘NESCAFE: PLEASURE TILL THE LAST DROP’. Mr. & Mrs. Chan jumped in joy.

Another week passed. A month passed. 2 months passed. There was still no letter from Ella.

The Chans became worried. Finally, the letter came.

It was scribbled and could hardly be read, but Mrs. Chan managed to figure it out.

The code was “PHILIPPINE AIRLINES”.

Mr. Chan, confused on why she chose Philippine Airlines, rushed to the nearest store and got a newspaper.

He flipped the pages frantically. ………

…ah! Here it is!!

Mrs.Chan grabbed the page and read aloud.

Before she could finish ….THUMP!!! … she fell off her chair…

The Airlines motto was…   “7 TIMES A WEEK…  4 TO 6 TIMES A DAY…  NON-STOP”.

hehehehe…………………… =p Enjoy….. =)

Well, didn’t I told you guys i have Malay Muslim relatives? Well, my grandmother’s sister, my grandaunt aka Nenek, was given to the Malay family. =)

So, my grandma met my grandaunt after……. i think…. 30 to 40 years later. Therefore, the story began of Chinese and Malay worked together… =p

So, 1st day of Raya, we went to visit nenek, about around 10.30am. This is because of their prayer, so, early morning, don’t go too early.

Food cooked by nenek. Still got lot more, sorry, didn’t get to take, was hungry for nenek’s curry… hehe

ya, of cuz, slowly by slowly, the relatives came. This year was quite better, years before this year, we were like, Chinese, 1 side sitting, Malay, 1 side sitting. Now, we even cracked jokes, playing with the young Malay cousin nephew and nieces… =)

Now you see, that baby boy with a pacifier in his mouth was the centre of attention, and then, this old cat of nenek, was somehow, “jealous”, and wanted the CENTRE OF ATTENTION…. and it was disturbing everyone, rubbing here and there…. liked grace rubbing on kevin or Gerald rubbing on kevin… =p

So, I Hamburger-ed it with pillows, make sure it don’t move, haha….. surprisingly, instead of getting angry with me, it, kinda…..”got comfortable”…… =.=ll………….

hahha………..

Well, Jonazan, this is for you, why did I said “hot in the pants”…… This is what i meant.

This is 1 of my Malay CUTE cousin. =)…. I tell you, er… Malay male cousins, hmmm… nothing much, just fair skin, but my Malay female cousins….. WAO!!!!!……….. *HOT HOT HOT*……..

They have chinese blood inside.. =p…. very fair skin, very lovely and pretty. =)

The cousin sister above, is only 1 of them. =) Her elder sisters went to MAS or AIR ASIA Airhostess already. =)… Sad, only get to see her or them once a year… =)….

Haha… Of cuz, not forgetting, having free time play golf with my dad and bro. =)

See ya all, we should play golf ya 1 day…. =p

Nothing much to update, just that, GRACE, KEvin, Gerald……. KL got Ban Mee… JB ALSO GOT!!!

HOME MADE!!! =p

My housemate cooked for us…. Darn pow-derful man…….

Well, ingredients are prepared. Crisply little prawns, porks… =p

Ahh yes… we got cook, and *hungry wolfs*…. hehehehehehe

You can call them, observers, Creditors, Judges, food tasters, customers, clients… bla bla bla… hahaa

yup… they are definitely lining up for FOOD!!!!!!!!!!!!!!!!!!!!!!!!!!!!

no la… haha… they have been gooood gals, settling up the table… =)

Check out the FOOD!!!!!!!!!!!!!!!!!!!!!!!! yummy…………………………

wahh…. hungry liao….. =p *I GIVE U…. JB BAN ME!!!!!!!!!!*

TIME TO DIG IN!!!!! *better not let my colleagues/housemate know i post this… if not… they will KILLLLLL ME!!!!! =p

btw…… last week, 1 of my other colleague, asked some of us to help him carry things to BANK NEGARA…. we were like…. hmmmm???? carry things to BANK NEGARA…?? for?? anyway, we still went and help… MANA TAU!!!!!!!!!!!!!!!!!!!!!!!!!

We were carrying heavy things… dunno what are they…. then… reach there… WAH!!!!!!!!!!! 4 heavy Bags… of… RM1 coinsssssssssssssssssssssssssssssssssssssssssssssssssss

RM1 Coins man….. you don’t see these anymore… since… wah… i think… 1997 or 1998…. lol……..

haha… i tell u… the lady PUASA also have to count…. she was shocked… =p so many years… now only take out. =p hahahhh….. anyway, while she was counting…. we were like… “side-bet”, guessing how much the total RM1 coins are there… lol… Winner…. get to be treated Teh-tarik… =p

so…. every1, guessing, RM1000, RM2k, RM500. Not even half bags finished, the lady told us… over RM2k liao…. Wahhh…. then we even SIDE BET MORE….. BUY BUY BUY!!!! SELL SEELL!!!!!

Guessing bigger number, RM2.5k, RM3K….. and the result…….. She calculated RM4.5K (i think)…..

wahhhhhhhhhhhhhhhhhhhhhhhhhhhhhh…………………………. super heavy…… =p

well, enough of this, Let me intro you, my YOUNGEST Cousin… lol…….

Just wen i came back in the right time, he had his FULL moon…. =p His name…. er… forgot… =p

I tell you ah, this little fela…. can FIGHT 1 lo… he knows KUNG-FU PANDA!!!! =p he just received the LATEST title, “The Youngest, Undisputed Champion OF the WORLD“….. =p

Dun mess with the Baby i tell you….. Because, if you mess with the baby… You will be messing with HIS GUARDS/protectors/fighters/guardians & bla bla bla…. =p

the 7 STORM KIGHTS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! =p

ok, that’s all for now, tomorrow is HARI RAYA…… DID i tell you I have Malay muslim relatives???? =p

I tell you, they got Chinese blood inside.. =p so… they are quite fair… =p the Malay cousins…. the gals, i tell you…. *HOTTTTTTTTTTTTTTTTTTT in the Pants… =p*

(but i can guess, you are a Singaporean)

For you that don’t even dare to type your own name, i’m too tired to explain already. Here are the little information i can share with you.

The company faces a liquidity crisis, not a solvency problem.

If still not happy, please, come over, since we are sooooooo near each other, i can belanja (treat) you Yam Cha.

This link explains WHY “It is in the US national interest to save AIG with a federal loan”

http://www.ft.com/cms/s/0/1325ef10-845f-11dd-adc7-0000779fd18c.html?nclick_check=1

Link below is WHY “Fed in $85bn AIG rescue deal”

http://www.ft.com/cms/s/0/7e2b6428-851a-11dd-b148-0000779fd18c.html

NEXT,

The link below is for YOU, those who think that with the help of the Government, you still thinks that AIG is in trouble, well, here’s 1 info for you. Not much, but at least an explanation. (If YOU want to read)

http://news.my.msn.com/topstories/article.aspx?cp-documentid=1682052

I EVEN HAVE THE LASTEST VIDEO conference from AIG Chairman and CEO Edward M. Liddy hosted a Town Hall with AIG employees on Thursday, September 18th.

http://sas-origin.OnstreamMedia.com/origin/lazarcreativegroup/[Inbox]/Town%20Hall/20080918.asx

or to hear “an audio only recording” of the event,

http://www.talkpoint.com/amig001/091808a/

IF YOU ARE STILL NOT HAPPY, sigh, then there’s nothing i can say.

Dear all, those of you who “reads” and “watches” news these past few days, and also on9 reading, that AIG is in Crisis time. Well, That’s just United States AIG, and it’s only 1 of the “SMALL”, “minor” problem in one of the shares that AIG has invested in.

Just to let you all know, AIA Bhd. is a locally incorporated insurer, with more than 96% of its total assets invested in Malaysia. Insurance policies underwritten by AIA Bhd. are direct obligations of our business, which is subject to stringent local regulatory and capital requirements as prescribed by the Insurance Act 1996 and Regulations under the close supervision of Bank Negara Malaysia. AIA Bhd. is well-capitalized and we maintain separate reserves in Malaysia in line with the regulations, to meet our obligations to out policyholders.

Given our six decades of market experience, (AIA Malaysia etablished since 1948), we are CONFIDENT of both meeting the growing needs of all Malaysians continuing to be the leading provider of insurance and financial services.

Besides, for those who reads the newspapers or heard the news 2 months ago, AIA Malaysia has BEEN LOCALIZED. Therefore, we are under BANK NEGARA, not AIG of US, HONG KONG, AUSTRALIA, RUSSIA, INDIA, and so on.

But then, some “STEWPIT” country, (censored due to some *unhappy* readers) who think they are so proud, so smart, so clever, so LCLY, go and MASS advertise, MASS news, MASS reporting, saying that AIG is going to go BANKCRUPT!!!! And, this is what happened,

Sigh… they are SUPER KIASI!!!!!!!!! They think they are so smart. Don’t they realised, after so many years of paying premiums for their insurance, for future, for their retirements, children’s educations, savings, and so on, just because of small little down fall of ONE of AIG’s Share, they want to surrender, cancel and even hate AIG. All i can say is……… KIASI and SWEAT!!!!!!!!

Do you know that, AIG has 1 Trillion, “TRILLION i tell you”, Worth of Assets in the whole world? this is just a small liquidity from 1 of the small shares that AIG doesn’t have the time to “cash” pay, that’s all.

It’s like for example, you own 5 houses, each of them worth 1 million, at least. Now, suddenly 1 of your love ones are admitted to hospital, and you need the emergency money to pay the hospital bill, well, you don’t have “Cash-in-hand”, but you have these 5 ASSETS, can you change these into money to pay the hospital bill, in 2 to 4 days???? The Answer is DEFINITELY no right?????

Well, this also goes for our U.S. AIG, they have 1 Trillion worth of Assets, but, they don’t have the “cash-in-hand” to pay out the money to the Stock/share Market in 2 days. Surely, they will have to ask the Federal Government to help, loan money to them. It’s not that AIG has no money, but they can’t change their assets into CASH in a Short TIME.

Well, anyway, thanks to the *********, Johor Bahru is slightly affected by it.

The 1st picture is taken in the Morning, while the 2nd picture was taken in the afternoon. See, compare to Singapore, this is nothing. Normal customers, clients been affected and they got worried. Some ppl go and tell the JB ppl to surrender their policies, because AIG going BANKCRUPT!!

CRAP!!! CRAPP!!!!

Thanks to our Agency Leaders, they worked together, to help AIA JB to lessen their burdens.

Planning Strategies, on how to explain to the customers in the BEST and easiest way. KISS!!! Keep It Short and Simple!!!! Of cause, their agents also came and help.

1 counter in front of the Customer Service Centre to direct those “dissapointed”, “worried”, “scared”, and sometimes, “angry” customers to 1st floor whereby the experienced Leaders and Agents are there to help explain, and share the informations with these Clients.

We even provided REFRESHMENTS to help “cooldown” the clients. =)

More and more customers came, and I tell you, I was there, OUT OF 10 customers, 9 went back home with a SMILE on their faces. SERIOUS!!!!!!! The Agency Leaders and Agents has done a Great job. The Whole Malaysia, only Johor Bahru is facing this problem, and not even Batu Pahat or Kluang.

We are even on the NEWSPAPER today. “TONG FANG” newspaper. =) *for those who doesn’t know Mandarin, the BIG RED WORD says, “AIG STORM, MALAYSIA AIA NOT AFFECTED!!!!”

Inside the mandarin paper said of that i have shared above, that the JB Agencies came out to help the AIA, opened booth, counters to help the clients to solve their problems, and even provided refreshments for the clients. 9 out of 10 clients went home with a smile and satisfied feeling in their heart. =)

In conclusion, please do not worry of this AIG CRISIS that has happened in US. THE FEDERAL GOVERNMENT has agreed to help AIG by lending out 85 BILLION to AIG.

Now, for those who read the foreign news, LEMON Brothers has gone bankrupted, US Alliance INTERNATIONAL BANK, also gone, and U.S. CITIBANK is next in line NOW, BUT AIG has WON over this FIGHT of CRISIS, even though the US CRISIS is still far from over, so, I’m just going to ask you 1 simple question,

Do you want to buy Insurance or protection from a Insurance company that, NEXT in line, that might be their TURN to be hit by this CRISIS STROM and may not survive, or you want to be protected by a ALREADY COMFIRMED, SECURED, and STANDING STRONG COMPANY, like AIG?????? You Choose. =)